Income Tax Calculator Illustrative UK England/Wales/Northern Ireland employment income tax estimate for 2026/27.
Enter your details and select Calculate.
Illustrative 2026/27 England, Wales and Northern Ireland income tax bands only. Excludes National Insurance, student loans, pension deductions, Scottish income tax and other adjustments. Not tax advice.
Read the calculation guide and FAQs UK income tax estimates This guide explains how to use the calculator, includes an example, discusses limitations and answers common questions.
Income tax estimates can help you understand how gross annual pay may be taxed. Tax rules depend on jurisdiction, tax year and personal circumstances.
How to use this calculator Enter annual taxable income as requested. The calculator applies its stated illustrative bands and allowances; review which UK nation and tax year the assumptions cover.
Worked example Someone earning £35,000 does not pay the basic rate on every pound: allowances and tax bands apply to different slices of income.
When this calculator is useful Useful for rough take-home planning and comparing gross salary scenarios.
When not to rely on it May not cover Scottish income-tax bands, National Insurance, pension deductions, student loans, benefits, other income or changing tax codes. Tax thresholds change.
Practical tip For actual liabilities, consult HMRC or a qualified adviser and confirm the relevant tax year.
Frequently asked questions Is income tax the same as National Insurance? No. They are separate deductions with different rules.
Does this cover Scotland? Only if the calculator explicitly says so; Scottish income-tax bands differ.
Why is my payslip different? Tax codes, pension, NI, student loans and payroll timing can affect net pay.
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Educational information only. Results are estimates unless otherwise stated. Verify important financial, medical or legal decisions with a qualified professional.